Javelin Strategy ResearchKathleen McCabe 19252259100 ext

Because security matters, prepaid card issuersmay be increasingly held accountable for the actions of not only their immediateconstituents and customers, but also the indirect usage of their products. Learn More About Javelins New ReportFor financial institutions, payment companies and other third parties in theprepaid market, this report delves into the primary components of a prepaidplatform and processor relationship. It challenges common myths and describesimportant risks surrounding prepaid processing. Javelins Prepaid ProductEvolutionReport helps prepaid program mangers better understand how to navigatecreation of a prepaid program or expansion of an existing one in order toincrease revenue. Subscribers to Javelins payments research automatically received this report.Those interested in learning more about Javelins subscription and customresearch services may call 1.610.450.5909, email . Companies Mentioned in Javelins Online Retail Payments Forecast ReportCompanies mentioned or analyzed by Javelin in the report include eCommLink,Fidelity National Information Services, First Data, MasterCard, Metavante,Springbok, TSYS and Visa DPS. About Javelin Strategy & ResearchJavelin is the leading independent provider of quantitative and qualitativeresearch focused exclusively on financial services topics.

Javelin helps its clientsachieve their initiatives through three service offerings, including syndicatedresearch subscriptions, custom research projects and strategic consulting.Javelins client list includes some of the largest banks, credit unions, cardissuers, and technology enterprises in the financial services industry. Javelin Strategy & ResearchKathleen McCabe, 1-925-225-9100 ext. 15Marketing Copyright Business Wire 2009. Project Aims to Benefit Wildlife Habitat and Take Action on SustainableAgricultureRESEARCH TRIANGLE PARK, N.C & MEMPHIS, Tenn.

& CALGARY, Alberta & OAK HAMMOCKMARSH, Manitoba(Business Wire)Bayer CropScience and Ducks Unlimited believe winter wheat has an important roleto play in sustainable agriculture on the prairies and have joined forces tolaunch a North American project called "Winter Cereals: Sustainability inAction.""By working with Ducks Unlimited, we want to expand the practice of growingwinter cereals across the prairies in Canada and the United States," says BillBuckner, head of North America and President and CEO of Bayer CropScience LP."We recognize winter wheat is an excellent crop that provides economicadvantages to growers when included in cropping rotations while also enhancingwaterfowl and other wildlife habitats." Partnering with Ducks Unlimited under the "Winter Cereals: Sustainability inAction" program, Bayer CropScience will make a commitment of $20 million overfive years to: Enable significant research to develop new winter wheat varieties adapted toprairie climatic conditions while providing grower incentives, technical supportand education programs; Promote improvements and research in agronomic practices; and Conduct waterfowl and environmental research to ensure a sustainable habitatand production system."As leaders in the agriculture industry we see this initiative as an importantand tangible part of delivering on our commitment to sustainable agriculture,"says Buckner. Winter wheat has gained a foothold on North Americas prairies with growers. Newvarieties, improved marketing options and the agronomic advantages provided bywinter wheat have made it an attractive choice for many growers. "The goal of Ducks Unlimited and Bayer CropScience in this initiative is tosupport this trend by investing in innovations and grower programs," he says. From a waterfowl conservation standpoint, one of the key limiting factors forcontinental waterfowl populations is a lack of nesting cover on the prairies.Ducks Unlimited Canadas research has shown that the density of hatched nests inwinter wheat fields is 24 times greater than in spring wheat. "This partnership between Bayer CropScience and Ducks Unlimited has thepotential to provide unprecedented opportunities for expanding winter wheat onthe prairies," says Don Young, Executive Vice President of Ducks Unlimited."This is research that will not only benefit Ducks Unlimited waterfowlconservation and habitat efforts in the Prairie Pothole Region in Canada and theU.S., but also provide tremendous advantages to agricultural communities." From an agronomic perspective, winter wheat provides economic advantages toproducers when included in cropping rotations. Winter wheat can yield 10 to 30percent higher than spring-seeded varieties, and autumn planting allows growersto spread their workload thus reducing potential production risks.